Silver has long been overshadowed by gold, but in recent years it’s gained attention among savvy Malaysian investors.
With rising industrial demand, affordability, and inflation-hedging qualities, silver has become a viable alternative for those looking to diversify their portfolio in 2025.
Whether you're a beginner or experienced investor, this guide will show you why silver could be a smart addition to your financial strategy.
✅ Why Invest in Silver?
Benefit | Explanation |
|---|---|
💰 Affordable | Much cheaper per gram than gold — perfect for small investors |
🪙 Real asset | Tangible and globally recognized |
⚡ Industrial demand | Silver is heavily used in electronics, EVs, and solar panels |
📉 Undervalued historically | Silver-to-gold ratio suggests silver is often underpriced |
🛡️ Hedge against inflation | Like gold, silver can protect against currency devaluation |
🧠 Top Ways to Invest in Silver in Malaysia
🥇 1. Physical Silver Bars or Coins
- What: 999 fine silver (e.g., 10g, 100g, 1kg bars)
- Where to buy: Public Gold, BullionStar, Silver Bullion SG
- Pros: Real asset, full control
- Cons: Needs storage, buy/sell spread
🥈 2. GAP Silver (Public Gold’s Savings Plan)
- What: Auto-buy silver monthly, stored in vaults
- Pros: Easy, secure, no storage hassles
- Cons: No physical access unless withdrawn
🥉 3. Silver ETFs or Unit Trusts
- Examples: iShares SLV, Global X Silver Miners ETF
- Pros: Liquid, easy to buy/sell online
- Cons: No physical ownership, USD exposure
🪙 4. Silver Mining Stocks
- Examples: First Majestic, Wheaton Precious Metals
- Pros: Leverage to silver prices
- Cons: Stock market risk
⚖️ 5. Silver Crypto Tokens (Experimental)
- Examples: AGX Pay
- Pros: Borderless transfer
- Cons: Low adoption, not beginner-friendly
📊 Market Review & Silver Price in Malaysia (2025)
- Silver Price per gram: ~RM4–RM5
- Per Ounce: ~RM125–RM155 (31.1g/oz)
- Trend: Upward momentum fueled by green tech (EVs, solar)
- MYR/USD impact: A weak ringgit boosts silver price in MYR
🥇 Silver vs Gold vs Stocks vs Property vs Mutual Funds
Feature | Silver | Gold | Stocks | Property | Mutual Funds |
Entry Cost | ✅ Low | ❌ High | ✅ Varies | ❌ High | ✅ Low |
Liquidity | Medium | High | Very High | Low | Medium |
Risk Level | High | Low | Medium–High | Medium | Low–Medium |
Physical Ownership | ✅ Yes | ✅ Yes | ❌ No | ✅ Yes | ❌ No |
Inflation Hedge | ✅ Good | ✅✅ Great | ❌ Mixed | ✅ Good | ✅ Stable |
Income Generation | ❌ No | ❌ No | ✅ Dividends | ✅ Rent | ✅ Dividends |
💰 How Much to Start Investing in Silver?
Budget | Strategy |
RM100/month | GAP Silver via Public Gold |
RM500+ | Add physical 100g bars, optional ETF |
RM1,000+ | Combine physical + ETF + mining stocks |
📈 Silver Investment Calculator (RM200/month for 5 years)
Year | RM Invested | Silver (g) |
1 | RM2,400 | 480g |
2 | RM4,800 | 960g |
3 | RM7,200 | 1,440g |
4 | RM9,600 | 1,920g |
5 | RM12,000 | 2,400g |
If silver rises to RM6.50/g, your 2.4kg = RM15,600 (+30%). try it youself with our calculator.
🧪 Types of Silver: Explained
Type | Purity | Use | Notes |
999 Fine Silver | 99.9% | Investment bars/coins | Best for investors |
925 Sterling | 92.5% | Jewelry, gifts | Not for serious investors |
Coin Silver (900) | 90% | Old US coins | Rare in Malaysia |
Britannia (958) | 95.8% | UK antiques | Higher purity |
Silver-Plated | Thin layer | Utensils | Not investment-grade |
📦 Where to Buy Silver in Malaysia?
1. 🛒 Online Platforms
Platform | Type | Highlights |
 Local | GAP Silver, bars, coins, referral income | |
 Intl | Coins from PAMP, Perth Mint, storage option | |
| Intl | Secure vaults, institutional grade | |
Lazada/Shopee | Caution | Buy only from verified sellers |
2. 🏬 Walk-in Dealers
- Public Gold showrooms (KL, Penang, Johor, Sabah, etc.)
- Poh Kong, Habib (mostly for 925 jewelry)
- Ar-Rahnu pawnshops (selling, not buying)
🔍 How to Check Silver Purity Markings?
Mark | Meaning |
“999” or “.999” | Fine silver (investment grade) |
“925” | Sterling silver (jewelry) |
“SILVERPLATED” | Not pure silver |
“Ag” | Chemical symbol for silver |
🤔 Frequently Asked Questions (FAQ)
Q1: Is silver a good investment in 2025 Malaysia?
Yes, especially for those starting small or diversifying from gold.
Q2: What is the best silver purity for investment?
999 or .999 fine silver only.
Q3: Where can I track silver prices?
Check Investing.com, Kitco, or Public Gold.
Q4: Can I sell my silver easily in Malaysia?
Yes, especially if it’s 999 silver from reputable brands (e.g. Public Gold).
Q5: Can I earn passive income from silver?
You can join referral programs like Public Gold’s or invest in silver mining stocks.
🧭 Conclusion & Suggestions
Silver is a strategic investment for Malaysians in 2025.
It provides a low-cost entry into precious metals, acts as an inflation hedge, and offers industrial-driven growth potential.
✅ You should invest in silver if:
- You want to start small (RM100–RM500/month)
- You’re looking for long-term capital appreciation
- You want to diversify from gold and stocks
⚠️ Avoid silver investing if:
- You expect short-term gains
- You cannot store it safely
- You’re buying from unverified online sources
💡 Final Tips:
- Stick to 999 purity
- Buy from trusted platforms (e.g., Public Gold, BullionStar)
- Track spot price regularly
- Consider combining GAP Silver + physical bars + ETFs for diversification
🔗 Start your silver investment journey with Public Gold or explore global silver products via BullionStar.
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