Tools and Excel Template

🏅 Gold Investment (MY)

Monthly Invest (RM): Gold Price/g (RM): Growth/Year (%): Future Price/g (RM): Years: Calculate

🥈 Silver Investment (MY)

Monthly Invest (RM): Silver Price/g (RM): Growth/Year (%): Future Price/g (RM): Years: Calculate

🏦 Fixed Deposit (MY)

Initial Deposit (RM): Monthly Top-up (RM): Annual Rate (%): Years: Monthly Compounding Calculate

📈 Stock Investment (MY)

Initial Investment (RM): Monthly Top-up (RM): Annual Return (%): Years: Calculate

👴 Retirement (EPF + Private)

Current Age: Retirement Age: EPF Balance (RM): Monthly EPF (RM): Private Savings (RM): Return (%): Inflation (%): Spending in Retirement (RM): Calculate

💵 Dividend Income Calculator

Investment Amount (RM): Dividend Yield (% per year): Years to Hold: Reinvest Dividends? Yes No Calculate

📈 DCA Simulator

Monthly Investment (RM): Number of Months: Initial Asset Price (RM): Monthly Price Change (%): Simulate

💸 Inflation vs. Investment Comparison

Starting Amount (RM): Duration (Years): Annual Inflation Rate (%): Compare

🏡 Home Loan Repayment Calculator

Loan Amount (RM): Annual Interest Rate (%): Loan Tenure (Years): Extra Monthly Payment (RM): Lump-Sum One-Time Payment (RM): Apply Lump-Sum in Month #: Calculate

🏡 Home Loan + DSR Checker (MY)

Net Monthly Income (RM): Monthly Commitments (RM): Property Value (RM): LTV %: 90% - Standard 80% - Second Home 70% - Investment Interest Rate (%): Loan Tenure (Years): Target Max DSR %: Check DSR Export to TXT

🏠 RPGT Calculator (Malaysia)

Preset Property Type: -- Select a preset -- Apartment (RM300K → RM450K) Terrace (RM500K → RM750K) Semi-D (RM800K → RM1.2M) Purchase Price (RM): Acquisition Costs (RM): Sale Price (RM): Disposal Costs (RM):
e.g. Agent, Legal, Renovation Holding Period (Years): Owner Type: Individual (Citizen/PR) Company Foreign Owner Calculate RPGT

🎯 Goal-Based Savings Planner (MY)

🎯 Goal Amount (RM): 💵 Monthly Savings (RM): 📊 Annual Return Rate (%): 🧮 Calculate

📊 Monthly Budget Tracker (MY)

Monthly Income (RM): Needs (RM): Wants (RM): Savings (RM):

📊 50/30/20 Rule Budget Planner

Income Source 1 (RM): Income Source 2 (RM): Number of Months: Savings Target (RM): Needs % (Default 50%) 50% Wants % (Default 30%) 30% Savings % (Default 20%) 20% 📈 Calculate 📤 Export to Excel

🚨 Emergency Fund Calculator

Choose a Scenario: -- Select Scenario -- Single (RM2000/month) Family (RM4000/month) Large Household (RM6000/month) Monthly Living Expenses (RM): Months to Cover (e.g., 3 to 12 months): Annual Interest Rate (%): 📊 Calculate Emergency Fund 📤 Export to Excel

💰 Sinking Fund Planner

Goal Amount (RM): Months to Save: Annual Interest Rate (%): 📊 Calculate Plan 📤 Export to Excel